The app
Your finance, in a few clear screens.
No terminal, nothing to install: open an account on Ekwo Cloud, create your company, and the whole team works in the same books. Here is what you get, one screen at a time.
The CFO cockpit
The health of the company on one screen: cash, what customers owe, what is due, revenue and result.
- Read live from the books
- This year against the last
- The compass: seven ratios at a glance


Electronic invoicing, compliant in every country
E-invoicing is becoming law country after country. Ekwo writes each invoice in the format your country requires, checks it against the standard, and keeps the fiscal record where the law asks for one.
- The right format for your country, chosen for you
- Every file checked before it leaves
- Peppol, Factur-X, XRechnung, KSeF, MyInvois…
- Fiscal records chained and kept, where required
- 27
- countries with their format
- 11
- e-invoice formats
- 12
- countries where it is mandatory
- Australia
Peppol PINT AUNZ
- Austria
Peppol BIS 3
- Belgium
Peppol BIS 3
Mandatory from January 1, 2026Fiscal record
- Croatia
Peppol BIS 3
Mandatory from January 1, 2026
- Denmark
Peppol BIS 3
- Estonia
Peppol BIS 3
On request
- Finland
Peppol BIS 3
On request
- France
Factur-X
Mandatory from September 1, 2026Fiscal record
- Germany
XRechnung
Mandatory from January 1, 2025
- Ireland
Peppol BIS 3
- Japan
Peppol PINT JP
- Latvia
Peppol BIS 3
Mandatory from January 1, 2028
- Lithuania
Peppol BIS 3
- Luxembourg
Peppol BIS 3
Mandatory from March 18, 2023
- Malaysia
MyInvois
Mandatory from August 1, 2024Fiscal record
- Malta
Peppol BIS 3
- Netherlands
Peppol BIS 3
- New Zealand
Peppol PINT AUNZ
- Norway
Peppol BIS 3
- Poland
KSeF FA(3)
Mandatory from February 1, 2026
- Singapore
Peppol PINT SG
- Slovakia
Peppol BIS 3
Mandatory from January 1, 2027
- Slovenia
e-SLOG 2.0
Mandatory from January 1, 2028
- Spain
AEAT UBL
Mandatory from October 6, 2027Fiscal record
- Sweden
Peppol BIS 3
- United Arab Emirates
Peppol PINT AE
Mandatory from January 1, 2027
- United Kingdom
Peppol BIS 3
Read from the country packs at every build. Ekwo writes and checks the file; it does not certify that a network or an authority accepts it, and it is not tax advice.
Your company at a glance
Result so far, assets, liabilities and the latest documents, the moment you open the company.
- One page per company
- The financial year you choose
- Every document one click away

Invoices
Write an invoice in a minute, numbered and taxed the way your country requires, and follow who has paid.
- Paid, unpaid and overdue at a glance
- PDF and e-invoice ready
- Credit notes in one click


Purchases and receipts
Drop a supplier invoice or take a photo: Ekwo reads it and prepares the purchase for you.
- Any language, any layout
- The receipt kept with the entry
- Nothing booked without you

Bank and reconciliation
Import a statement and Ekwo finds the invoice each payment settles. You confirm in one click.
- Every account and its balance
- Payments matched by their reference
- Settle the lines Ekwo identified, together

Matching
What is still open with each customer and supplier, and the pairs that close each other.
- Invoices and their payments
- Credit notes against invoices
- Undo a match at any time

Customers and suppliers
Every contact with its open balance, what is overdue, its VAT number and its e-invoicing address.
- Balance and overdue on each card
- Payment terms per contact
- Search from anywhere

Products and services
Your catalogue with its prices and taxes, and what each line of service actually sold this year.
- Sale and purchase prices
- The right tax on every line
- Revenue by line of service

Statements and year end
The balance sheet and the income statement as you go, and a checklist that walks you to the close.
- Statements at any date
- What is left before the close
- Your accountant works in the same books


Invite your team and your accountant
Everyone works in the same books, at the same time, each with the rights you give them. No exports, no attachments by e-mail.
Your team
Sales write the invoices, operations drop the receipts, the CFO reads the cockpit: one invitation each.
Your accountant
Invited by e-mail, your accountant reviews the books, prepares the returns and closes the year with you — at no cost to them.
Your AI agents
An agent works with the rights of the person it acts for, and nothing is booked without you.
Open your books in a minute.
Create an account, choose your country and start invoicing. Your accountant and your AI agents join you in the same books.
Screens of Ekwo Cloud, captured as they are, on Harbour & Finch Ltd — a demonstration company with invented figures.